/* =========================================================================
   Mexico Bound Insurance — Mobile-First Design System
   ========================================================================= */

:root {
  --teal-900: #083c3b;
  --teal-800: #0a5453;
  --teal-700: #0C7673;
  --teal-600: #0E9F9A;
  --teal-500: #14B8A6;
  --teal-400: #2DD4BF;
  --teal-100: #CCFBF1;
  --teal-50: #F0FDFA;

  --amber-600: #D97706;
  --amber-500: #F59E0B;
  --amber-400: #FBBF24;
  --amber-100: #FEF3C7;
  --amber-50: #FFFBEB;

  --ink-900: #0F172A;
  --ink-800: #1E293B;
  --ink-700: #334155;
  --ink-600: #475569;
  --ink-500: #64748B;
  --ink-300: #CBD5E1;
  --ink-200: #E2E8F0;
  --ink-100: #F1F5F9;
  --ink-50: #F8FAFC;
  --white: #FFFFFF;

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;
  --radius-full: 9999px;

  --shadow-sm: 0 1px 2px rgba(15, 23, 42, 0.06);
  --shadow-md: 0 4px 14px -2px rgba(15, 23, 42, 0.09);
  --shadow-lg: 0 16px 32px -8px rgba(15, 23, 42, 0.14);
  --shadow-xl: 0 24px 48px -12px rgba(15, 23, 42, 0.18);

  --font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-display: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;

  --container: 1160px;
  --nav-h: 68px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--ink-800);
  background: var(--white);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  padding-bottom: 72px; /* space for sticky mobile CTA bar */
}
@media (min-width: 768px) {
  body { padding-bottom: 0; font-size: 17px; }
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 18px;
}
@media (min-width: 768px) {
  .container { padding: 0 28px; }
}

/* =========================================================================
   Typography helpers
   ========================================================================= */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--ink-900);
  line-height: 1.18;
  letter-spacing: -0.02em;
  margin: 0 0 14px 0;
}
h1 { font-size: clamp(1.9rem, 5.2vw, 3.1rem); font-weight: 900; }
h2 { font-size: clamp(1.5rem, 3.8vw, 2.3rem); font-weight: 800; }
h3 { font-size: clamp(1.15rem, 2.4vw, 1.45rem); font-weight: 700; }
p { margin: 0 0 16px 0; color: var(--ink-600); }
.lede { font-size: clamp(1.05rem, 2.2vw, 1.22rem); color: var(--ink-700); line-height: 1.65; }

.section-head { text-align: center; max-width: 760px; margin: 0 auto 36px; }
.section-head.left { text-align: left; margin-left: 0; }
.section-head p { font-size: 1.05rem; }

.badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--teal-50);
  color: var(--teal-700);
  border: 1px solid var(--teal-100);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 14px;
}
.badge.amber { background: var(--amber-50); color: var(--amber-600); border-color: var(--amber-100); }
.badge.white { background: rgba(255,255,255,.18); color: var(--white); border-color: rgba(255,255,255,.3); }

/* =========================================================================
   Buttons & CTA
   ========================================================================= */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-weight: 700;
  font-size: 1rem;
  padding: 14px 22px;
  min-height: 52px;
  border-radius: var(--radius-full);
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background-color .15s ease;
  text-align: center;
  line-height: 1.1;
  -webkit-tap-highlight-color: transparent;
}
.btn:hover { transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn:active { transform: translateY(0); }
.btn-primary {
  background: var(--amber-500);
  color: var(--ink-900);
  box-shadow: 0 8px 20px -4px rgba(245, 158, 11, .55);
}
.btn-primary:hover { background: var(--amber-400); }
.btn-secondary {
  background: var(--white);
  color: var(--teal-700);
  border-color: var(--teal-500);
}
.btn-secondary:hover { background: var(--teal-50); }
.btn-teal {
  background: var(--teal-600);
  color: var(--white);
  box-shadow: 0 8px 20px -4px rgba(14, 159, 154, .5);
}
.btn-teal:hover { background: var(--teal-700); }
.btn-ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,.45);
}
.btn-ghost:hover { background: rgba(255,255,255,.12); }
.btn-sm { font-size: 0.9rem; padding: 10px 16px; min-height: 42px; }
.btn-block { width: 100%; }

.btn-row { display: flex; flex-direction: column; gap: 10px; }
@media (min-width: 480px) { .btn-row { flex-direction: row; flex-wrap: wrap; } }

/* =========================================================================
   Header & Navigation
   ========================================================================= */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--ink-200);
  transition: box-shadow .2s ease;
}
.site-header.scrolled { box-shadow: var(--shadow-sm); }
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--nav-h);
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 900;
  font-size: 1.05rem;
  letter-spacing: -0.01em;
  color: var(--teal-900);
}
.brand img { width: 44px; height: 44px; }
.brand small {
  display: block;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  color: var(--amber-600);
}
.nav-links {
  display: none;
  list-style: none;
  margin: 0;
  padding: 0;
  gap: 4px;
}
.nav-links a {
  display: inline-flex;
  align-items: center;
  padding: 9px 13px;
  font-size: 0.93rem;
  font-weight: 600;
  color: var(--ink-700);
  border-radius: var(--radius-full);
  transition: color .15s ease, background-color .15s ease;
}
.nav-links a:hover, .nav-links a.active {
  color: var(--teal-700);
  background: var(--teal-50);
}
.nav-cta { display: none; }
.nav-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  background: transparent;
  border: 1px solid var(--ink-300);
  border-radius: var(--radius-md);
  cursor: pointer;
  padding: 0;
}
.nav-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--ink-900);
  position: relative;
  transition: background .2s ease;
}
.nav-toggle span::before, .nav-toggle span::after {
  content: "";
  position: absolute;
  left: 0;
  width: 20px;
  height: 2px;
  background: var(--ink-900);
  transition: transform .2s ease, top .2s ease;
}
.nav-toggle span::before { top: -6px; }
.nav-toggle span::after { top: 6px; }
.nav-toggle.open span { background: transparent; }
.nav-toggle.open span::before { top: 0; transform: rotate(45deg); }
.nav-toggle.open span::after { top: 0; transform: rotate(-45deg); }

.mobile-menu {
  display: none;
  border-top: 1px solid var(--ink-200);
  padding: 14px 0 20px;
  background: var(--white);
}
.mobile-menu.open { display: block; }
.mobile-menu a {
  display: block;
  padding: 13px 18px;
  font-size: 1.02rem;
  font-weight: 600;
  color: var(--ink-800);
  border-radius: var(--radius-md);
}
.mobile-menu a.active { color: var(--teal-700); background: var(--teal-50); }
.mobile-menu .mob-cta {
  padding: 10px 18px 4px;
}

@media (min-width: 980px) {
  .nav-links { display: flex; }
  .nav-cta { display: inline-flex; }
  .nav-toggle { display: none; }
  .mobile-menu { display: none !important; }
}

/* =========================================================================
   Hero
   ========================================================================= */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--teal-900) 0%, var(--teal-700) 55%, var(--teal-600) 100%);
  color: var(--white);
  padding: 38px 0 46px;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 85% 15%, rgba(245, 158, 11, .28) 0, transparent 40%),
              radial-gradient(circle at 10% 90%, rgba(45, 212, 191, .22) 0, transparent 45%);
  pointer-events: none;
}
.hero .container { position: relative; }
.hero-grid {
  display: grid;
  gap: 30px;
  align-items: center;
}
.hero h1 { color: var(--white); }
.hero p { color: rgba(255,255,255,.9); }
.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 14px 22px;
  margin-top: 26px;
  font-size: 0.88rem;
  font-weight: 600;
  color: rgba(255,255,255,.92);
}
.hero-trust span { display: inline-flex; align-items: center; gap: 8px; }
.hero-trust svg { flex-shrink: 0; }
.hero-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}
.hero-card img { width: 100%; aspect-ratio: 16/10; object-fit: cover; }
.hero-card-badge {
  position: absolute;
  bottom: 14px;
  left: 14px;
  right: 14px;
  background: rgba(15, 23, 42, .88);
  backdrop-filter: blur(10px);
  color: var(--white);
  padding: 12px 14px;
  border-radius: var(--radius-md);
  font-size: 0.82rem;
  line-height: 1.4;
  border: 1px solid rgba(255,255,255,.15);
}
.hero-card-badge strong { color: var(--amber-400); display: block; font-size: 0.88rem; }
@media (min-width: 860px) {
  .hero { padding: 60px 0 70px; }
  .hero-grid { grid-template-columns: 1.15fr .85fr; gap: 46px; }
  .hero-card img { aspect-ratio: 4/3; }
}

/* =========================================================================
   Emergency reality strip
   ========================================================================= */
.reality-strip {
  background: var(--amber-50);
  border-bottom: 1px solid var(--amber-100);
  padding: 13px 0;
  font-size: 0.92rem;
}
.reality-strip-inner {
  display: flex;
  flex-direction: column;
  gap: 6px;
  align-items: flex-start;
}
.reality-strip strong { color: var(--amber-600); }
@media (min-width: 768px) {
  .reality-strip-inner { flex-direction: row; align-items: center; justify-content: space-between; }
}

/* =========================================================================
   Coverage Finder (interactive wizard)
   ========================================================================= */
.finder {
  padding: 52px 0 60px;
  background: var(--ink-50);
}
.finder-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 26px 20px 30px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--ink-200);
  max-width: 820px;
  margin: 0 auto;
}
.finder-card h2 { text-align: center; font-size: clamp(1.35rem, 3.2vw, 1.95rem); margin-bottom: 8px; }
.finder-card .finder-sub { text-align: center; margin-bottom: 24px; font-size: 0.98rem; }
.step-group { margin-bottom: 22px; }
.step-label {
  display: block;
  font-size: 0.9rem;
  font-weight: 800;
  color: var(--ink-900);
  letter-spacing: 0.02em;
  margin-bottom: 10px;
}
.option-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
@media (max-width: 420px) { .option-grid { grid-template-columns: 1fr; } }
.opt-btn {
  background: var(--white);
  border: 2px solid var(--ink-300);
  border-radius: var(--radius-md);
  padding: 13px 12px;
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--ink-800);
  cursor: pointer;
  transition: all .15s ease;
  text-align: center;
  min-height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.opt-btn small { display: block; font-weight: 500; font-size: 0.76rem; color: var(--ink-500); }
.opt-btn:hover { border-color: var(--teal-600); }
.opt-btn.selected {
  border-color: var(--teal-600);
  background: var(--teal-50);
  color: var(--teal-700);
  box-shadow: 0 0 0 3px rgba(14,159,154,.18);
}
.finder-result {
  margin-top: 26px;
  padding: 22px 18px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--teal-50), #fff);
  border: 1px solid var(--teal-100);
}
.finder-result h3 { color: var(--teal-700); margin-bottom: 6px; }
.result-carrier {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
  margin-top: 8px;
}
.result-chip {
  background: var(--white);
  border: 1px solid var(--ink-300);
  border-radius: var(--radius-full);
  padding: 4px 12px;
  font-size: 0.8rem;
  font-weight: 700;
}
.result-chip.hi { border-color: var(--teal-600); color: var(--teal-700); background: var(--teal-100); }

/* =========================================================================
   Audience pathways
   ========================================================================= */
.audiences { padding: 60px 0; }
.aud-grid {
  display: grid;
  gap: 20px;
}
@media (min-width: 600px) { .aud-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1000px) { .aud-grid { grid-template-columns: repeat(3, 1fr); } }
.aud-card {
  background: var(--white);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-lg);
  padding: 26px 22px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: transform .15s ease, box-shadow .15s ease;
}
.aud-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.aud-card h3 { margin-bottom: 8px; }
.aud-card p { flex: 1; font-size: 0.94rem; }
.aud-flag { font-size: 2rem; line-height: 1; margin-bottom: 12px; }
.aud-card .link-cta {
  margin-top: 14px;
  font-weight: 700;
  color: var(--teal-700);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.93rem;
}

/* =========================================================================
   Product verticals
   ========================================================================= */
.verticals { padding: 60px 0; background: var(--ink-50); }
.vert-grid {
  display: grid;
  gap: 24px;
}
@media (min-width: 760px) { .vert-grid { grid-template-columns: 1fr 1fr; } }
.vert-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--ink-200);
  display: flex;
  flex-direction: column;
}
.vert-media { position: relative; }
.vert-media img { width: 100%; aspect-ratio: 16/10; object-fit: cover; }
.vert-media .vert-tag {
  position: absolute;
  top: 14px;
  left: 14px;
  background: var(--ink-900);
  color: var(--white);
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: var(--radius-full);
}
.vert-body { padding: 26px 22px 28px; flex: 1; display: flex; flex-direction: column; }
.vert-body h3 { font-size: 1.45rem; }
.vert-body p { font-size: 0.95rem; }
.vert-specs {
  list-style: none;
  padding: 0;
  margin: 10px 0 20px;
  display: grid;
  gap: 8px;
  font-size: 0.92rem;
}
.vert-specs li { display: flex; gap: 10px; color: var(--ink-700); }
.vert-specs li svg { flex-shrink: 0; margin-top: 4px; }
.vert-body .btn { margin-top: auto; }

/* =========================================================================
   Carrier verified section
   ========================================================================= */
.carriers { padding: 64px 0; }
.carrier-list { display: grid; gap: 26px; }
.carrier-card {
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-lg);
  padding: 26px 22px 28px;
  box-shadow: var(--shadow-sm);
  display: grid;
  gap: 18px;
}
@media (min-width: 820px) {
  .carrier-card { grid-template-columns: 280px 1fr 200px; align-items: center; padding: 30px 28px; }
}
.carrier-brand { display: flex; flex-direction: column; gap: 6px; }
.carrier-name { font-size: 1.45rem; font-weight: 900; color: var(--ink-900); margin: 0; }
.carrier-parent { font-size: 0.8rem; font-weight: 700; color: var(--teal-700); letter-spacing: .06em; text-transform: uppercase; }
.carrier-body p { font-size: 0.94rem; margin: 0 0 10px; }
.chip-row { display: flex; flex-wrap: wrap; gap: 6px 8px; }
.chip-row span {
  background: var(--ink-100);
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--ink-700);
  padding: 4px 10px;
  border-radius: var(--radius-full);
}
.carrier-cta { display: flex; flex-direction: column; gap: 8px; align-items: stretch; }
.carrier-cta small { font-size: 0.76rem; color: var(--ink-500); text-align: center; }

/* =========================================================================
   Comparison table
   ========================================================================= */
.compare-section { padding: 60px 0; background: var(--ink-50); }
.table-wrap {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--ink-200);
  background: var(--white);
  -webkit-overflow-scrolling: touch;
}
.cmp-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 680px;
  font-size: 0.92rem;
}
.cmp-table th, .cmp-table td {
  padding: 15px 18px;
  text-align: left;
  border-bottom: 1px solid var(--ink-200);
  vertical-align: top;
}
.cmp-table th {
  background: var(--teal-900);
  color: var(--white);
  font-weight: 800;
  letter-spacing: .02em;
  font-size: 0.88rem;
}
.cmp-table th:first-child { width: 34%; }
.cmp-table tbody tr:nth-child(even) td { background: var(--ink-50); }
.cmp-table tbody tr:hover td { background: var(--teal-50); }
.cmp-table td:first-child { font-weight: 700; color: var(--ink-900); }
.cmp-table td strong { color: var(--teal-700); }

/* =========================================================================
   Stats strip
   ========================================================================= */
.stats {
  background: linear-gradient(135deg, var(--teal-900), var(--teal-800));
  color: var(--white);
  padding: 46px 0;
}
.stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px 18px;
  text-align: center;
}
@media (min-width: 760px) { .stats-grid { grid-template-columns: repeat(4, 1fr); } }
.stat-num {
  font-size: clamp(2rem, 5vw, 3.2rem);
  font-weight: 900;
  line-height: 1;
  color: var(--amber-400);
}
.stat-label { font-size: 0.86rem; color: rgba(255,255,255,.88); margin-top: 6px; line-height: 1.4; }

/* =========================================================================
   Healthcare reality & costs
   ========================================================================= */
.reality { padding: 64px 0; }
.cost-grid {
  display: grid;
  gap: 20px;
  margin-top: 30px;
}
@media (min-width: 720px) { .cost-grid { grid-template-columns: repeat(3, 1fr); } }
.cost-card {
  background: var(--white);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-lg);
  padding: 24px 20px;
  box-shadow: var(--shadow-sm);
}
.cost-card.featured { border-color: var(--amber-400); box-shadow: var(--shadow-md); position: relative; }
.cost-tag {
  display: inline-block;
  background: var(--amber-100);
  color: var(--amber-600);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: var(--radius-full);
  margin-bottom: 10px;
}
.cost-price {
  font-size: 1.9rem;
  font-weight: 900;
  color: var(--ink-900);
  line-height: 1.1;
  margin: 6px 0 12px;
}
.cost-card p { font-size: 0.92rem; margin: 0; }
.cost-vs {
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px dashed var(--ink-300);
  font-size: 0.82rem;
  color: var(--teal-700);
  font-weight: 700;
}

/* =========================================================================
   FAQ
   ========================================================================= */
.faq-section { padding: 60px 0; background: var(--ink-50); }
.faq-list { max-width: 860px; margin: 0 auto; display: grid; gap: 12px; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.faq-q {
  width: 100%;
  padding: 18px 20px;
  background: transparent;
  border: 0;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--ink-900);
  text-align: left;
  font-family: inherit;
}
.faq-q:focus-visible { outline: 2px solid var(--teal-600); }
.faq-icon {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
  transition: transform .2s ease;
}
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-a {
  padding: 0 20px 18px;
  display: none;
  font-size: 0.95rem;
  color: var(--ink-600);
  line-height: 1.65;
}
.faq-item.open .faq-a { display: block; }

/* =========================================================================
   Reviews / Testimonials
   ========================================================================= */
.reviews { padding: 64px 0; }
.review-grid {
  display: grid;
  gap: 20px;
}
@media (min-width: 760px) { .review-grid { grid-template-columns: repeat(3, 1fr); } }
.review-card {
  background: var(--ink-50);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-lg);
  padding: 24px 22px;
}
.stars { color: var(--amber-500); letter-spacing: 2px; font-size: 1.1rem; margin-bottom: 10px; }
.review-card blockquote {
  margin: 0 0 14px;
  font-size: 0.94rem;
  color: var(--ink-700);
  font-style: italic;
  line-height: 1.6;
}
.reviewer { font-weight: 700; font-size: 0.9rem; color: var(--ink-900); }
.reviewer small { display: block; font-weight: 500; font-size: 0.78rem; color: var(--ink-500); }

/* =========================================================================
   CTA Banner
   ========================================================================= */
.cta-banner {
  background: linear-gradient(135deg, var(--teal-900) 0%, var(--teal-700) 60%, var(--teal-600) 100%);
  color: var(--white);
  padding: 56px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner h2 { color: var(--white); margin-bottom: 10px; }
.cta-banner p { color: rgba(255,255,255,.9); max-width: 620px; margin: 0 auto 28px; }
.cta-banner .btn-row { justify-content: center; }

/* =========================================================================
   Quote form page
   ========================================================================= */
.quote-page { padding: 44px 0 64px; }
.quote-shell {
  max-width: 780px;
  margin: 0 auto;
  background: var(--white);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 28px 20px 34px;
}
@media (min-width: 600px) { .quote-shell { padding: 40px 38px 46px; } }
.wizard-progress {
  display: flex;
  gap: 8px;
  margin-bottom: 26px;
}
.wstep {
  flex: 1;
  height: 6px;
  background: var(--ink-200);
  border-radius: 4px;
  transition: background .25s ease;
}
.wstep.done { background: var(--teal-600); }
.wiz-panel { display: none; }
.wiz-panel.active { display: block; }
.wiz-panel h3 { margin-bottom: 18px; }
.form-field { margin-bottom: 18px; }
.form-field label {
  display: block;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--ink-900);
  margin-bottom: 6px;
}
.form-field input, .form-field select, .form-field textarea {
  width: 100%;
  font-family: inherit;
  font-size: 1rem;
  padding: 13px 14px;
  border: 1.5px solid var(--ink-300);
  border-radius: var(--radius-md);
  color: var(--ink-900);
  background: var(--white);
  min-height: 50px;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  outline: 0;
  border-color: var(--teal-600);
  box-shadow: 0 0 0 3px rgba(14,159,154,.18);
}
.field-row { display: grid; gap: 14px; }
@media (min-width: 540px) { .field-row { grid-template-columns: 1fr 1fr; } }
.consent {
  font-size: 0.78rem;
  color: var(--ink-500);
  margin-top: 10px;
}
.wiz-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 26px; }
.confirm-box {
  display: none;
  text-align: center;
  padding: 20px 10px 10px;
}
.confirm-box .icon { font-size: 3rem; margin-bottom: 8px; }
.confirm-box h3 { color: var(--teal-700); }

/* =========================================================================
   Guide / content pages
   ========================================================================= */
.guide-page { padding: 42px 0 70px; }
.guide-shell { max-width: 860px; margin: 0 auto; }
.guide-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.84rem;
  color: var(--ink-500);
  margin-bottom: 24px;
}
.guide-shell h2 { margin-top: 36px; padding-top: 12px; }
.guide-shell h3 { margin-top: 24px; }
.callout {
  background: var(--teal-50);
  border-left: 4px solid var(--teal-600);
  padding: 16px 18px;
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin: 22px 0;
  font-size: 0.95rem;
}
.callout strong { color: var(--teal-700); }
.guide-list { padding-left: 20px; margin: 0 0 20px; font-size: 0.98rem; }
.guide-list li { margin-bottom: 8px; color: var(--ink-700); }

/* =========================================================================
   Footer
   ========================================================================= */
.site-footer {
  background: var(--ink-900);
  color: rgba(255,255,255,.82);
  padding: 56px 0 34px;
  font-size: 0.9rem;
}
.site-footer a { color: rgba(255,255,255,.82); }
.site-footer a:hover { color: var(--white); text-decoration: underline; }
.footer-grid {
  display: grid;
  gap: 32px;
  margin-bottom: 40px;
}
@media (min-width: 680px) { .footer-grid { grid-template-columns: 1.4fr repeat(3, 1fr); } }
.footer-brand .brand { color: var(--white); }
.footer-col h4 {
  color: var(--white);
  font-size: 0.88rem;
  font-weight: 800;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.footer-col ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.footer-col ul a { font-size: 0.88rem; }
.footer-disclaimer {
  border-top: 1px solid rgba(255,255,255,.14);
  padding-top: 24px;
  font-size: 0.74rem;
  line-height: 1.7;
  color: rgba(255,255,255,.6);
}
.footer-disclaimer p { color: inherit; margin: 0 0 10px; }
.footer-emergency {
  background: rgba(245, 158, 11, .15);
  border: 1px solid rgba(245, 158, 11, .4);
  padding: 10px 14px;
  border-radius: var(--radius-md);
  margin: 14px 0 18px;
  font-size: 0.82rem;
  color: #FEF3C7;
}
.footer-emergency strong { color: var(--amber-400); }
.footer-copy {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 18px;
  font-size: 0.76rem;
  color: rgba(255,255,255,.5);
}
@media (min-width: 680px) { .footer-copy { flex-direction: row; justify-content: space-between; } }

/* =========================================================================
   Sticky mobile CTA bar
   ========================================================================= */
.mobile-cta-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 95;
  background: rgba(255,255,255,.98);
  backdrop-filter: blur(10px);
  border-top: 1px solid var(--ink-200);
  padding: 9px 14px;
  display: flex;
  gap: 10px;
  align-items: center;
  box-shadow: 0 -8px 24px rgba(15,23,42,.1);
}
.mobile-cta-bar .btn { flex: 1; min-height: 48px; font-size: 0.95rem; }
.mob-phone {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-full);
  background: var(--teal-50);
  color: var(--teal-700);
  border: 1px solid var(--teal-100);
  flex-shrink: 0;
}
@media (min-width: 768px) { .mobile-cta-bar { display: none; } }

/* =========================================================================
   Subpage hero
   ========================================================================= */
.page-hero {
  background: linear-gradient(135deg, var(--teal-900), var(--teal-700));
  color: var(--white);
  padding: 42px 0 46px;
}
.page-hero h1 { color: var(--white); margin-bottom: 8px; }
.page-hero p { color: rgba(255,255,255,.9); font-size: 1.05rem; }
.breadcrumbs {
  font-size: 0.8rem;
  margin-bottom: 12px;
  color: rgba(255,255,255,.75);
}
.breadcrumbs a { color: rgba(255,255,255,.75); }
.breadcrumbs a:hover { color: var(--white); text-decoration: underline; }

/* =========================================================================
   Contact blocks
   ========================================================================= */
.contact-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 24px;
}
.contact-pill {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--ink-100);
  border-radius: var(--radius-full);
  padding: 8px 16px;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--ink-800);
}

/* =========================================================================
   Misc utilities
   ========================================================================= */
.text-center { text-align: center; }
.text-muted { color: var(--ink-500); }
.mt-0 { margin-top: 0; }
.mb-8 { margin-bottom: 8px; }
.hidden { display: none !important; }
:focus-visible { outline: 2px solid var(--teal-600); outline-offset: 2px; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; }
}

/* =========================================================================
   Interactive Cost Calculator
   ========================================================================= */
.calc-shell {
  max-width: 960px;
  margin: 0 auto;
  background: #fff;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 34px 28px;
}
.calc-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
}
@media (min-width: 860px) {
  .calc-grid { grid-template-columns: 1.05fr 1fr; }
}
.calc-input-group {
  margin-bottom: 22px;
}
.calc-input-group label {
  display: block;
  font-weight: 700;
  font-size: 0.94rem;
  color: var(--ink-800);
  margin-bottom: 8px;
}
.calc-slider-wrap {
  display: flex;
  align-items: center;
  gap: 16px;
}
.calc-slider-wrap input[type=range] {
  flex: 1;
  accent-color: var(--teal-600);
  height: 8px;
  cursor: pointer;
}
.calc-value {
  min-width: 90px;
  text-align: right;
  font-family: var(--font-heading);
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--teal-800);
}
.calc-output {
  background: linear-gradient(145deg, #07352a 0%, var(--teal-900) 100%);
  color: #fff;
  border-radius: var(--radius-md);
  padding: 26px;
}
.calc-big {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 900;
  color: #fff;
  line-height: 1.1;
  margin: 6px 0 2px;
}
.calc-big small { font-size: 1rem; font-weight: 600; opacity: .85; }
.calc-risk {
  font-size: 0.88rem;
  color: rgba(255,255,255,.8);
  margin-top: 14px;
  line-height: 1.5;
}
.calc-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.84rem;
  margin-top: 14px;
}
.calc-table td { padding: 6px 0; border-bottom: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.9); }
.calc-table td:last-child { text-align: right; font-weight: 700; color: #fff; }
.calc-ratio {
  margin-top: 18px;
  padding: 14px;
  background: rgba(255,255,255,.1);
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  line-height: 1.45;
}

/* =========================================================================
   15-Minute WhatsApp Promise Bar
   ========================================================================= */
.promise-bar {
  background: linear-gradient(90deg, #128c7e 0%, #25d366 100%);
  color: #fff;
  font-size: 0.88rem;
  font-weight: 700;
  padding: 10px 14px;
  text-align: center;
  line-height: 1.4;
}
.promise-bar a { color: #fff; text-decoration: underline; }
.promise-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #25d366;
  color: #fff;
  font-weight: 800;
  font-size: 0.8rem;
  padding: 4px 12px;
  border-radius: var(--radius-full);
}

/* =========================================================================
   Hospital Finder Directory
   ========================================================================= */
.finder-toolbar {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
  margin: 18px 0 28px;
}
@media (min-width: 700px) {
  .finder-toolbar { grid-template-columns: 1.4fr 1fr; }
}
.finder-search {
  padding: 12px 14px;
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-md);
  font-size: 1rem;
}
.finder-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
}
.finder-pill {
  padding: 7px 14px;
  border: 1px solid var(--ink-200);
  background: #fff;
  border-radius: var(--radius-full);
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--ink-700);
  cursor: pointer;
}
.finder-pill.active {
  background: var(--teal-700);
  color: #fff;
  border-color: var(--teal-700);
}
.hospital-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 18px;
}
@media (min-width: 640px) {
  .hospital-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1000px) {
  .hospital-grid { grid-template-columns: 1fr 1fr 1fr; }
}
.hospital-card {
  background: #fff;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  padding: 20px;
  display: flex;
  flex-direction: column;
}
.hospital-card h3 { margin: 8px 0 4px; font-size: 1.15rem; }
.hospital-badge {
  display: inline-block;
  align-self: flex-start;
  font-size: 0.66rem;
  font-weight: 800;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: var(--radius-full);
  background: var(--ink-100);
  color: var(--ink-700);
}
.hospital-badge.accred { background: #E6F8F3; color: var(--teal-800); }
.hospital-card ul { list-style: none; padding: 0; margin: 10px 0 14px; font-size: 0.86rem; color: var(--ink-700); }
.hospital-card li { padding: 3px 0; }
.hospital-card li::before { content: "• "; color: var(--teal-600); font-weight: 700; }
.hospital-card .dp-row {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin: 10px 0 14px;
}
.dp-badge {
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: .04em;
  text-transform: uppercase;
  padding: 2px 8px;
  border-radius: var(--radius-full);
  background: #E8F7F6;
  color: var(--teal-800);
}
.finder-count {
  font-size: 0.9rem;
  color: var(--ink-500);
  margin-top: 6px;
}
.finder-empty {
  text-align: center;
  padding: 60px 20px;
  color: var(--ink-500);
  font-size: 1.05rem;
}