Whether you are visiting for a week or retiring full-time, we match Americans, Canadians, and international travelers to the right coverage from GeoBlue (BCBS), Trawick International, and IMG — at no extra cost.
Three quick questions. We will instantly show the carrier and plan that best matches your trip, residency, and home-country coverage gaps.
Tap the options that describe you — recommendations update live.
See your estimated insurance price in seconds — and compare it to real Mexico private hospital costs. No email required.
Move the sliders — estimates update live.
Illustrative estimates from GeoBlue, Trawick, and IMG rates for healthy adults. Age and deductible affect final pricing. Get exact personalized quotes →
Total premium for your whole group, for the entire duration. Same prices as buying direct from the carrier.
| Emergency medical ceiling | Up to $1M–$8M |
| Emergency evacuation | Included |
| Direct-pay Mexico hospitals | Yes — 30+ destinations |
| Per-person / day average | $3–$5 |
Private ER ($300–$800), ICU ($25,000–$50,000), air evacuation ($25,000–$50,000). Insurance covers 99%+ of typical emergency scenarios.
Your domestic healthcare rules dictate which Mexico plan you actually need. We have mapped the right answer for each group.
Medicare does not pay for healthcare in Mexico, and most employer or ACA plans cover nothing beyond the border. GeoBlue, IMG, and Trawick give you real protection — emergency rooms, surgery, evacuation, and telemedicine — with options that let you include or exclude care back home.
US expat & traveler options →Provincial plans (OHIP, MSP, RAMQ) cover only a tiny fraction of a Mexican hospital invoice, and snowbirds must keep trips under provincial absence limits. We arrange 3–6 month policies with direct-pay hospital networks so you never pay thousands upfront.
Canadian snowbird guide →Non-US/Canadian citizens also qualify: Trawick Safe Travels International and IMG plans cover travelers outside their home country, with renewable expat health policies for those who call Mexico home.
Digital nomad & multi-trip plans →Both verticals are available through our approved carriers. Here is how to choose the right one.
Path 1
For vacations, business trips, cruises, and snowbird seasons. Protects you against sudden illness, injury, and medical evacuation for trips from one day to several months. Buy up to one day before you leave.
Path 2
For people living in Mexico part- or full-time (at least three months per year). Annually renewable international private medical insurance with full inpatient, outpatient, and preventive care — plus the option to include or exclude coverage in the United States.
Mexico Bound Insurance is licensed and approved to sell GeoBlue, Trawick International, and IMG. Because we represent you — not one carrier — our recommendation is genuinely independent.
GeoBlue
Best for: Travelers who want the reassuring Blue Cross name, expats seeking unlimited coverage ceilings outside the US, and frequent flyers needing multi-trip annual policies.
GeoBlue connects you to contracted doctors and hospitals in over 190 countries — including major private hospitals across Cancun, Puerto Vallarta, Guadalajara, Mexico City, and Los Cabos — who bill GeoBlue directly, so you pay nothing at the counter. The Xplorer expat line has no annual benefit limit outside the United States, 100% preventive care coverage, and the option to add US coverage.
Trawick International
Best for: Budget-conscious travelers, anyone bundling trip cancellation with medical, and non-US citizens traveling internationally.
Trawick stands out for primary medical coverage on its trip cancellation plans — meaning the policy pays before your domestic insurance even gets involved. The Safe Travels line offers coverage up to $1,000,000, an acute-onset pre-existing condition benefit, flexible policy extensions from 5 to 364 days, and optional Cancel For Any Reason (CFAR) reimbursement up to 75% of your trip cost.
IMG
Best for: Travelers who want maximum coverage ceilings, expats seeking multi-year renewable international private medical insurance, and anyone needing acute pre-existing condition support on short-term plans.
The Patriot Travel series spans Patriot Lite, Plus, and Platinum — with Platinum delivering up to $8,000,000 in medical coverage and 36-month extension eligibility. For residents, IMG Global Medical Insurance provides annually renewable international health plans (Bronze through Platinum) with comprehensive inpatient, outpatient, and wellness benefits worldwide.
Private hospitals in Mexico are excellent — but they demand upfront payment from uninsured foreigners, and domestic North American plans rarely reimburse the full amount.
Initial assessment, blood work, medication, and observation for dehydration, food poisoning, or minor injuries in a private hospital.
Overnight observation, diagnostics, and specialists for pneumonia, dengue fever, or fracture treatment in a private facility.
Air ambulance transport back to a US or Canadian hospital for severe trauma, stroke, or heart events when local facilities are not enough.
A quick summary of the verified features of each approved carrier.
| Feature | GeoBlue (BCBS) | Trawick International | IMG |
|---|---|---|---|
| Travel medical max | Up to $1,000,000 | Up to $1,000,000 | Up to $8,000,000 (Platinum) |
| Expat plan annual limit | No limit outside US | N/A (travel-focused) | Comprehensive tiers (Bronze–Platinum) |
| Trip cancellation / primary medical | Multi-trip options | Primary medical on Voyager/Armor | iTravelInsured options |
| Emergency evacuation | $500,000–$1,000,000 | Included | Up to policy maximum |
| Pre-existing condition options | Underwriting available | Acute-onset benefit | Acute-onset benefit |
| Telemedicine | Unlimited 24/7 TeleMD | Optional | Included (Platinum) / optional |
| Direct-pay network in Mexico | Largest global network | Hospital network | Worldwide network |
| Best-fit customer | Brand seekers, expat retirees | Budget travelers, trip-cancel buyers | High-ceiling seekers, expats |
Representative feedback on using independent broker guidance versus buying direct.
"I spent a week trying to figure out GeoBlue vs IMG on my own. One 10-minute call and I had the exact plan my husband and I needed for three months in Puerto Vallarta — at the same price as buying direct."
"Medicare does nothing here, which honestly terrified me before our move to San Miguel de Allende. They walked me through the Xplorer options and helped me keep US coverage for trips home. Priceless."
"When my daughter developed dengue fever in Oaxaca, the direct-pay hospital handled everything and the carrier paid the hospital directly. That one detail saved us almost two thousand dollars of upfront cash."
Answers to the questions we hear most from Americans and Canadians heading to Mexico.
